# factoring

Pronunciation: say "FAK-tuh-ring" /ˈfæk.təɹ.ɪŋ/

## Noun

1. The process of rewriting a number or algebraic expression as the product of the factors that multiply to produce it.
   - Simple: Breaking a number or expression into smaller parts that multiply together to make it.
   - _Factoring is one of the first techniques students learn in algebra._
   - _The factoring of large integers underpins much of modern cryptography._
3. A financial arrangement in which a business sells its unpaid invoices to a third party, called a factor, at a discount in exchange for immediate cash.
   - Simple: A way for a business to get cash now by selling money it is owed to another company for less.
   - _Factoring allowed the manufacturer to free up cash tied in unpaid invoices._
   - _By using factoring, the exporter received most of its invoice value within a day._

## Verb

2. Present participle of factor. — present participle and gerund of factor
   - Simple: Present participle of factor. Use this -ing form when the action is happening now.
   - _The students are factoring large numbers during today's lesson._
   - _Analysts are factoring rising fuel prices into their forecasts._

Source: DictionaryAI, https://dictionaryai.com/define/factoring (written from Wiktionary data, CC BY-SA 4.0: https://creativecommons.org/licenses/by-sa/4.0/).