out of pocket

Short definition from Wiktionary

Adverb

1. 1
   Lacking funds, or suffering a financial loss; broke.
2. 2
   Not available; unable to be reached.
3. 3
   Wild or inappropriate; unexpected.
4. 4
   Alternative form of out of pocket.

Adjective

1. 1
   Of or pertaining to the spending of cash rather than using credit.
2. 2
   Shocking and unexpected or inappropriate.
3. 3
   Alternative form of out of pocket.

Prepositional phrase

1. 1
   Synonym of out of one's own pocket.